This section outlines some of the work undertaken within our retail businesses in 2009 for 'Responsible lending practices and products', 'Customer service', 'Financial inclusion' and 'Financial education' and a number of key areas of focus for 2010.
Enterprise is key to the economies of the countries in which we operate, we highlight how to help businesses get started, support those which get into difficulty and how to invest in social enterprise.
2009 was an unprecedented and difficult year for employees, we highlight how we are supporting our people through these difficult times and our work around ensuring employee wellbeing.
The security of our customers' money and safety of our people in the workplace remains an important priority, we highlight what we do to combat money laundering and prevent fraud whilst looking after the health and safety of our employees.
Global citizenship looks to cover the responsibility we have for our broader economic, social and environmental impacts.
Essential Reading
I am pleased to introduce our seventh annual Sustainability Report. The Report is about our work in 2009 on a number of important 'social responsibility' themes which we know from regular consultation to be of continuing interest to our stakeholders.
Clearly the first priority of a company is to ensure that it is financially stable. Without this, nothing else is possible.
An overview of the Group's framework for managing social and environmental risks and opportunities across our business.
We adhere to the AA1000 AccountAbility Principles Standard (AA1000 APS) which is a principles-based framework for managing and reporting principles.
In February 2009 we set out a strategic plan to guide the restructuring of RBS to make it safer, stronger and more efficient for our customers.
Our key stakeholders represent a diverse range of interests, all of which are important to the sustainability of our business.